Core Details
How does service selection affect my pay?
London Fire Brigade uses a consolidated London-Weighting basic pay scale. For all services, CPD £ is read from your selection — but only applies when the "Include Grey Book supplements" toggle is on and the selected pay point is at Competent grade.
FFPS 2015: Up to £27,000: 11.00% | £27,001-£60,000: 12.90% | £60,000+: 14.00%
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London Weighting (HCAS) Not active +
Tax Code 1257L +
Student Loans Not active +
Professional Fees Not active +
Firefighter Supplements (CPD, PAO, FDS, On-Call Activity) Not active +
Unsocial Hours Not active +
On-Call Arrangements Not active +
Advanced Options
Band Change During Year Not active +
Salary Sacrifice Not active +
Lease Car Not active +
Overtime & TOIL Not active +
Allowances (RRP & Other) Not active +
Expenses Not active +
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All your inputs are stored in this page's URL — bookmarking saves the exact scenario so you can return to it any time.
Estimate indicative mortgage borrowing
Range based on a 4.0× to 4.5× multiplier of your annual gross income — the typical loan-to-income range UK lenders use following the 2014 Mortgage Market Review rules. Some lenders cap at 4.0×, others stretch to 4.5× for higher earners or with smaller deposits. Indicative only. Lenders also assess credit score, deposit, existing debts, dependants, and stress-test affordability at higher interest rates. Your actual mortgage borrowing capacity will vary.
💑 Buying with a partner?
Open the joint household calculator →
Add your partner's take-home pay (from any UK take-home calculator in the network) to see your combined gross + net + joint mortgage borrowing capacity (4.0× to 4.5× combined gross).
This calculator uses 2026/27 tax year rates (April 2026 - April 2027)
Scotland (SJC) firefighter pay coming in a future update — not currently modelled
Actual deductions may vary based on personal circumstances
This is for estimation purposes only - please verify with payroll
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Frequently Asked Questions
Does this calculator cover Wholetime and Retained (On-Call) firefighters?
Which pay scales does the calculator use?
Which Firefighters' Pension Scheme can I model?
How is CPD calculated?
What is FDS (Flexible Duty System) and who gets it?
How is Pre-Arranged Overtime (PAO) paid?
How does the RDS / On-Call mode work?
How does London Fire Brigade (LFB) pay differ from national NJC?
Firefighter (Competent): £44,800 LFB vs £38,881 national (+£5,919).
Leading Firefighter (LFB's name for Crew Manager Competent): £48,891 vs £43,104 national (+£5,787).
Sub Officer (LFB's Watch Manager): £51,138 vs £45,260–£48,202 national.
Station Officer (LFB's Station Manager): £53,831 vs £51,642 national (+£2,189).
The uplift tapers above Station Manager — LFB Station Commander (~£57,000) and Group Commander (~£66,000) are at or slightly below national NJC rates at those levels, because LFB's flatter rank structure doesn't include "Competent A / B" sub-grades within ranks.
LFB does not operate the Retained Duty System within Greater London — the Force Location dropdown is hidden in RDS mode. Source: LFB careers page.